Financial decisions are more successful when you take into count the
stage of life you're currently in. If you go by age, you can be far off
the mark. Some 65 year olds are healthy and happy and doing well
financially, so much so, they don’t think of themselves as "old". Where
as another age 65 year old may very well be discouraged and living with
their children, even hoping to die. Rather than worry about your age,
take more time being concerned with what financial life stage you're
in. Wise thinking involves where you are financially more than what age
you are.