Health Savings
How do the unhealthy benefit from an HSA, commonly called a Health Savings Account? They benefit from four items: better benefits, lower premiums, lower taxes, and much greater flexibility. Anyone can participate, regardless of their insurability.
How Much Are You Really Spending?
What You Don’t Know Can Hurt You…

When was the last time you wrote down every stick of gum you bought, or every soda or car wash you purchased? If you’re like most people, you’ve probably never even thought of doing such a thing. Too tedious, right?
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Emotional Investment Behavior
Studies have recently come to show that investors over the last 30 years have been very emotional, pulling out of the market right when they should have stayed in, and going into the market right when they should have held out. As they tracked those who had a systematic approach where emotions played no part of it, the decisions were based on a strategy that was in writing, rules that were to be adhered to, over this long period of time they received about an 8% gain on their money per year. (read more)