 Did you know that your credit card limits could be affected by where
you live? Some of my clients have had their spending limits reduced on
American Express cards and have inquired with the company. You might
be shocked to hear some of their reasons for the reduction:
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 With the volatility of the markets and how much has been lost over the
last year in 401(k)s, IRAs, and other retirement options that were
staked on the markets, many have lost faith in using it to fund
retirement. I’m not a big believer of the average consumer playing the
market for the purpose of funding retirement. That’s because the
average consumer doesn’t know how,
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Okay, this is going to be thorough, but for anyone out there who keeps
getting ridiculous advice about how to get out of debt (including just
throwing in the towel and declaring bankruptcy without doing your
homework on that front) you need to read this:
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 In today’s economy, the need to make more money is paramount. But most
people I talk to feel trapped in their W-2 jobs, either having taken a
pay cut, dissatisfied with the amount they make and knowing that salary
increases are unlikely,
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We all face many different kinds of risks in our lives. Market risks;
interest rate changes; failing health; fire, water, and earthquake
damages; auto accidents; and marital problems top the list, with many
others that go unmentioned.
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