A guest post from Jason Holmes, a writer with Debt Consolidation Care
and contributor to many other financial sites.
Several
studies reveal the fact that outstanding consumer credit card debt has
dropped in recent times. Apparently, it may signify that the consumers
have finally learned to manage their finances and credit responsibly.
As
per several recent studies, credit card debt has dropped by about 12%
in May from that of April 2010. The figure shows that the debt has
fallen down to about $838 billion in May 2010 from a record high of
about $958 billion in the year 2008. Studies also reveal that consumer
debt related to credit cards has fallen from about $969 billion in the
fourth quarter of 2008 to about $876 billion during the same period in
2009.
(read more)
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FREE! $14.95 Monthly Cell Phone Expense Tracker
Don’t miss your chance to track all your expenses using the convenience
of your cell phone FREE! Enter the Money Mastery® Automated Spending
Tracker (AST) drawing and be one of four lucky people during the month
of June to receive this monthly service free for a year ($179 value)!
(read more)
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One of our other coaches received this feedback and I wanted to share
it. Cheryle has expressed how the Money Mastery coaching services she
received were the best financial planning advice she's ever had:
Cheryle P. (Utah):
When beginning the Money Mastery program, I was basically ignorant of my total income as well as where it was going.
(read more)
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When my clients tell me that Money Mastery is the best thing to come
into their life, I just have to share their comments with everyone else:
Bruce E. (Utah):
I have to tell you that the Money Mastery® program
has been the best thing to come into my financial life. I’d been
living month-to-month, blind. I didn’t know where my money was going
and had no plan to get out of debt. It was really frustrating. Now I have total control every month and it’s so easy to keep track of my spending.
(read more)
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Thought I'd post a comment from one of my clients on his experience with the Money Mastery program:
Brian S. (Texas):
The Money Mastery program has really benefited us. It has opened our eyes as to where we are spending our money and on what we are spending it on. For the first time in our lives, we have extra money at the end of the month.
(read more)
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 Money Mastery Principle 5
teaches that the rules are always changing. With the new tax changes
that will affect Roth IRAs, it's more important than ever to know how
those changes could affect the decisions you will make about retirement
and how the changes could provide important money-saving tips that
could affect your future:
(read more)
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This e-mail expression is just another reason why I continue coaching!
Bob & Dorina C. (New York):
Thanks to the Money Mastery® system, we now are following the right
path to a much more secure financial future. We have learned a great
deal about ourselves financially as well as emotionally thanks to you.
(read more)
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Peter and I know the Money Mastery Principles bless people's lives.
But when we hear just how it helps our clients, I can't resist
sharing. I have used only the first name to protect privacy.
Birk P. (Nebraska)
All of my married life I have spent month after month just barely
getting by. My wife and I have come a long way over the years and we
now have a family of seven with a moderately comfortable lifestyle.
Yet it seems that every month the money is just a little too tight.
The credit cards are always tempting us with another big ticket
purchase.
(read more)
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Expressions like these are just one of the reasons why Peter and I coach!
Bill & Mary Ellen (South Carolina):
My wife Mary Ellen and I have been married for more than 26 years.
Ever since the beginning of time we have had difficulty with our
finances. Granted as two young kids, we never thought about money, nor
were either of us taught the value of a dollar. As time went on we had
two children, a girl now 25 and married and a boy now 19 and in the
Marines. We are now considered “empty nesters.” However, our
financial hardships of 25 plus years finally came to a head last
September when our daughter got married.
(read more)
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Here's another e-mail from a coaching client that has been blessed by applying the 10 Principles of the Money
Mastery® program. To protect
privacy, I have only included the first names:
Andy & Sheri (Utah):
Alan has been a great inspiration and coach, we do not look forward to the end of our coaching sessions with him.
(read more)
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